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Pairs with the backend structured payment errors (reason + metadata). The
frontend now maps reason codes to localized messages with metadata as
interpolation variables, and automatically localizes raw config-field names
(e.g. "certSerial" → "证书序列号") using the existing UI-label i18n
namespace.

- frontend/src/utils/apiError.ts
  - extractApiErrorCode now prefers the string `reason` over the numeric HTTP
    `code`; reason is granular enough to drive i18n lookup, HTTP code is not.
  - New extractApiErrorMetadata to pull interpolation params off the error.
  - New extractI18nErrorMessage(err, t, namespace, fallback): looks up
    `<namespace>.<REASON>` in i18n and substitutes metadata. Before
    substitution, `metadata.key` and `metadata.keys` (slash-joined) are
    re-translated through `admin.settings.payment.field_<key>` so users see
    "缺少必填项：证书序列号" instead of "缺少必填项：certSerial".

- frontend/src/i18n/locales/{zh,en}.ts
  - Add payment.errors entries for every structured reason code returned by
    the backend (PAYMENT_DISABLED, INVALID_AMOUNT, TOO_MANY_PENDING,
    DAILY_LIMIT_EXCEEDED, NO_AVAILABLE_INSTANCE, PAYMENT_PROVIDER_MISCONFIGURED,
    WXPAY_CONFIG_MISSING_KEY / INVALID_KEY_LENGTH / INVALID_KEY, NOT_FOUND,
    FORBIDDEN, CONFLICT, INVALID_ORDER_TYPE, INVALID_STATUS,
    BALANCE_NOT_ENOUGH, REFUND_AMOUNT_EXCEEDED, REFUND_FAILED, and more),
    with placeholders for template variables.

- 13 payment-related Vue files
  - Migrate catch-block error reporting from extractApiErrorMessage to
    extractI18nErrorMessage(err, t, 'payment.errors', fallback).
  - Remove the ad-hoc paymentErrorMap computed in SettingsView.vue, which the
    new helper supersedes (it reads i18n directly via t).

- frontend/src/components/payment/providerConfig.ts
  - wxpay: publicKey and publicKeyId are now required (was optional), matching
    the pubkey-only verifier direction; certSerial is already required.

This PR is drop-in safe: reason-preferring extractApiErrorCode is backward
compatible with callers that pass their own i18nMap, and error codes missing
from i18n fall back to the existing message-based path.

The native Alipay provider previously tried to embed the payment page
URL into a QR code on the client — the URL is not a scannable payload
so the QR never worked. Merchants also hit a H5 detection mismatch
whenever the backend UA sniffer missed iPadOS 13+ or embedded browsers,
and the popup window was too small for Alipay's standard checkout
layout (QR + account-login panel on the right), forcing the user to
scroll horizontally and vertically.

Changes:

Backend
- alipay.go: drop QR-on-URL path. Use redirect-only flow —
  alipay.trade.page.pay for PC (returns a gateway URL the browser
  opens in a new window) and alipay.trade.wap.pay for H5 (returns a
  URL the browser jumps to). Both flows produce pages on
  openapi.alipaydev.com / excashier.alipay.com; the client never
  renders a QR itself.
- payment_handler.go: add optional is_mobile bool to
  CreateOrderRequest so the frontend can declare the device
  explicitly. Server still falls back to UA sniffing when absent.

Frontend
- types/payment.ts, PaymentView.vue: declare is_mobile in
  CreateOrderRequest and pass the computed isMobileDevice() value.
- providerConfig.ts: replace the two fixed POPUP_WINDOW_FEATURES
  constants with getPaymentPopupFeatures(), which prefers 1250×900
  (Alipay's checkout footprint), clamps to window.screen.avail* and
  centers the popup so it never overflows on smaller laptops.
- PaymentQRDialog.vue, PaymentStatusPanel.vue, StripePaymentInline.vue,
  PaymentView.vue: use the new helper at all popup call sites.

- Show base amount (充值金额) as first line
- Show fee amount with percentage when fee_rate > 0
- Show pay_amount (实付金额) in bold primary color
- Show credited amount (到账金额) when different from pay_amount
- Compute baseAmount and feeAmount from backend order data

Backend:
- Use cfg.RechargeFeeRate in order creation instead of hardcoded 0
- Remove dead getFeeRate stub method
- All amounts computed server-side: order_amount, pay_amount, fee_rate

Frontend - PaymentView:
- Read recharge_fee_rate from checkout-info API (not per-method)
- Show fee breakdown only when fee_rate > 0
- Show credited amount only when multiplier ≠ 1

Frontend - Order display (user + admin):
- Fix fee_rate * 100 bug (fee_rate is already a percentage)
- OrderTable: show pay_amount as primary, fee/credited as sub-lines
- AdminOrderDetail: full breakdown (base/fee/paid/credited)
- AdminRefundDialog: label "到账金额" for clarity
- PaymentResultView: show pay_amount with fee info

Types + i18n:
- Add recharge_fee_rate to CheckoutInfoResponse
- Add fee_rate to CreateOrderResult
- Add translations: creditedAmount, fee, baseAmount, includedInPayAmount

- Add balance_recharge_multiplier system setting (e.g. 1.2 = charge 100 get 120)
- Separate order_amount (credited balance) from pay_amount (actual payment)
- Refund calculates gateway amount proportionally from pay_amount
- Frontend shows both amounts in order details, payment status, refund dialog
- Admin settings UI for configuring recharge multiplier

Replace dialog-based payment with inline state flow (select → paying/stripe).
- PaymentStatusPanel replaces QR dialog for scan-to-pay
- StripePaymentInline replaces Stripe popup
- Subscription confirm as inline card instead of modal
- Payment button color follows payment method
- Renewal modal with URL parameter navigation (?tab=subscription&group=123)
- Mobile auto-redirect for H5 payment
- AmountInput uses global min/max instead of per-method
- Tab auto-hides during payment
- Restore CNY (¥) currency for upstream compatibility

Bug fixes:
- Detached context for GetAccountConcurrencyBatch (prevent all-zero on request cancel)
- Filter soft-deleted users in GetByGroupID
- Stripe CSP policy (allow Stripe.js in script-src and frame-src)
- WebSearch API key validation on save
- RECHARGING status in payment result success check
- Windows test fixes (logger Sync deadlock, config path escaping)

Feature enhancements:
- Webhook multi-instance dispatch (extractOutTradeNo + GetWebhookProvider)
- EasyPay mobile H5 payment (device param + PayURL2)
- SSE error propagation in WebSearch emulation
- AccountStatsCost DTO field for admin usage logs
- Plans sort by sort_order instead of created_at
- UsageMapHook for streaming response usage data
- apicompat Instructions field passthrough
- EffectiveLoadFactor for ops concurrency/metrics
- Usage billing RETURNING balance for notify system
- BulkUpdate mixed channel warning with details
- println to slog migration in auth cache
- Wire ProviderSet cleanup
- CI cache-dependency-path optimization

Frontend:
- Refund eligibility check per provider (canRequestRefund)
- Plan sort_order editing
- Dead code cleanup (simulate_claude_max, client_affinity)
- GroupsView platform switch guard
- channels features_config API type
- UsageView account_stats_cost export

Backend fixes:
- Fix balance notify ignoring percentage threshold type (was treating
  percentage value as fixed USD amount)
- Remove dead code parseJSONStringArray
- Add ImageOutputTokens to tryModelFilePricing calculation
- Unify zero-value check: cost == 0 → cost <= 0 in calculateTokenStatsCost
- Use MarshalNotifyEmails instead of json.Marshal for consistency
- Rename quotaDim.oldUsed → currentUsed for clarity
- Extract HTML email templates to const variables (function ≤30 lines)

Test fixes:
- Rewrite account_websearch_test.go for GetWebSearchEmulationMode tri-state
- Add 6 tryModelFilePricing test cases

Frontend fixes:
- Replace hardcoded '未命名' with i18n key
- Extract getBillingModeLabel/getBillingModeBadgeClass to shared utils
- Replace inline type with imported NotifyEmailEntry
- Pass platform to AccountStats pricing rules via inferRulePlatform()
- Add billing mode constants (BILLING_MODE_TOKEN/PER_REQUEST/IMAGE)

WebSearch tri-state switch:
- Account-level web_search_emulation changed from bool to tri-state
  string: "default" (follow channel) / "enabled" / "disabled"
- shouldEmulateWebSearch checks channel config when account is "default"
- SQL migration converts old bool values
- Frontend select replaces toggle in Edit/CreateAccountModal

Account stats pricing:
- resolveAccountStatsCost uses upstream model (post-mapping) for matching
- Priority: custom rules → model pricing file (when toggle on) → default
- Custom rules always configurable, independent of toggle
- Account ID field changed to searchable selector filtered by platform
- Description updated to reflect new behavior

Quota notification cache fix:
- CheckAccountQuotaAfterIncrement fetches real-time account from DB
- Reconstructs pre-increment usage for accurate threshold crossing detection
- New AccountQuotaReader interface (minimal: GetByID only)

Usage tooltip:
- Per-request/image billing shows per-request price instead of $0 token price
- Token billing continues to show input/output price per million tokens

- Show system default threshold as placeholder in custom threshold input
- Display user's primary email with "Primary" badge
- Support adding multiple pending emails before verification
- Each pending email has independent send/verify/resend flow
- Expose balance_low_notify_threshold in PublicSettings API
- Clean up timers on unmount to prevent leaks

- Add global toggle for account quota notification in admin settings
- Add percentage-based threshold type for per-account quota alerts
- Hide balance notify card on user profile when global toggle is off
- Expose balance_low_notify_enabled and account_quota_notify_enabled in PublicSettings
- Add threshold type (fixed/percentage) to QuotaNotifyToggle with $ / % switcher

- User balance low notification: email alert when balance drops below
  configurable threshold (user email + verified extra emails)
- Account quota notification: broadcast email to admin-configured
  recipients when daily/weekly/total quota usage exceeds alert threshold
- Admin settings: global enable/disable, default threshold, quota
  notification email list (Email Settings tab)
- User profile: enable/disable, custom threshold, add/remove extra
  notification emails with verification code flow
- Account quota: per-dimension alert toggle and threshold in quota
  control card
- Trigger logic: first-crossing only (old >= threshold && new < threshold
  for balance; old < threshold && new >= threshold for quota), naturally
  prevents duplicate notifications without Redis dedup

Backend fixes:
- #1: doSub subscription idempotency via audit log check
- #2: markFailed only when status=RECHARGING (prevents overwriting COMPLETED)
- #3: ExpireTimedOutOrders checks upstream payment before expiring
- #4: Public verify endpoint for payment result page (no auth required)
- #5: EasyPay QueryOrder returns amount, confirmPayment handles zero amount
- #6: WxPay notifyUrl priority: request-first, config-fallback
- #7: EasyPay remove double URL decode in VerifyNotification
- #8: checkPaid/cancelUpstreamPayment use order's provider instance
- #9: Amount NaN/Inf/negative validation in order creation and refund
- #10: Refund amount comparison uses tolerance instead of float64 ==
- #11: Skip balance deduction on retry when previous rollback failed
- #12: checkPaid logs fulfillment errors instead of silently ignoring
- #13: WxPay certSerial added to required config fields

Frontend fixes:
- Payment result page no longer requires authentication
- Public verify API fallback for expired sessions

Backend:
- Define OrderTypeBalance/Subscription, EntityStatusActive, DeductionType*,
  NotificationStatus* constants in payment/types.go
- Replace all magic strings in payment_order, payment_fulfillment, payment_refund
- Add local constants in easypay.go (tradeStatusSuccess, signTypeMD5)
- Add 27 unit tests for load balancer (filterByLimits, pickLeastAmount,
  getInstanceChannelLimits, startOfDay)

Frontend:
- Remove all `any` types in SettingsView.vue (18 catch blocks + 1 payload)
- Fix bare catch blocks in PaymentResultView, PaymentView
- Add `unknown` type annotation to all catch blocks

chore: bump version to 0.1.108.140

Backend:
- Extract YuanToFen/FenToYuan to payment/amount.go using shopspring/decimal
- Require alipay publicKey in config validation
- Fix wxpay webhook response to return JSON per V3 spec
- Remove wxpay certSerial fallback to publicKeyId
- Define magic strings as named constants in wxpay/alipay providers
- Add slog warning for wxpay H5→Native payment downgrade
- Make EncryptionKey validation return error on invalid (non-empty) key
- Make decryptConfig propagate errors instead of returning nil
- Add idempotency check in doBalance to prevent stuck FAILED retries

Frontend:
- Fix dashboard currency symbol from $ to ¥
- Fix AdminPaymentPlansView any type to proper SubscriptionPlan type
- Make quick amount buttons follow selected payment method limits
- Center help image with larger height and text below