GitLab

- Add threshold_type field (fixed/percentage) to system and user settings
- Add total_recharged field to users table, auto-incremented on balance credit
- Percentage mode: effective threshold = total_recharged × percentage / 100
- User-level threshold_type inherits from system default when not set
- Update admin settings UI with radio selector (fixed amount / percentage)
- Migration: 102_add_balance_notify_threshold_type.sql

- Use per-recipient context timeout in sendEmails to prevent later
  recipients from failing due to shared timeout exhaustion
- Return updated user object from RemoveNotifyEmail handler for
  frontend state consistency (matching VerifyNotifyEmail pattern)

- Fix accountCost calculation in finalizePostUsageBilling to match
  postUsageBilling (always multiply by AccountRateMultiplier)
- Use strings.EqualFold for email dedup in collectBalanceNotifyRecipients
- Extract CheckAccountQuotaAfterIncrement into smaller functions:
  buildQuotaDims + asyncSendQuotaAlert (< 30 lines each)
- Add "not splittable" comments for HTML template functions
- Extract QuotaNotifyToggle.vue sub-component to reduce
  QuotaLimitCard.vue from 404 to 339 lines

- User balance low notification: email alert when balance drops below
  configurable threshold (user email + verified extra emails)
- Account quota notification: broadcast email to admin-configured
  recipients when daily/weekly/total quota usage exceeds alert threshold
- Admin settings: global enable/disable, default threshold, quota
  notification email list (Email Settings tab)
- User profile: enable/disable, custom threshold, add/remove extra
  notification emails with verification code flow
- Account quota: per-dimension alert toggle and threshold in quota
  control card
- Trigger logic: first-crossing only (old >= threshold && new < threshold
  for balance; old < threshold && new >= threshold for quota), naturally
  prevents duplicate notifications without Redis dedup